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Please check your coverage carefully by asking the following questions: • Do I have mental health insurance benefits? • Who is my mental health insurance benefits with? Often mental health benefits are carved out to a third party company. • How much is my deductible and has it been met? • Do I have a co-pay or co-insurance and how much is it? • How many sessions per year does my health insurance cover? • What is the usual and customary fee for therapy session codes 90834 (individual) and 90847 (family & couples)?

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• Is approval required prior to beginning therapy? • Does my coverage change if there is a parity diagnosis?

• What if I can’t manage the fee’s involved with therapy? If the full fee is not manageable, Bess offers a reduced fee on a limited basis. Additionally, she is able to help you locate mental health services in the community to support your needs.

Our agreed upon scheduled appointments will be set aside and held exclusively for you. If you need to cancel or reschedule an appointment, please notify Bess as soon as possible.

If you arrive late for and appointment, she will see you for the remainder of your reserved time. Appointments not canceled within 48 hours in advance of the appointment, will be charged at the full rate. Please note that insurance companies generally do not pay for missed sessions, and therefore you will be responsible for the missed session fees.

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